Tips on How to Have a Cheaper College Education

College education now costs almost $13,000 as annual payment for tuition, board and lodging at a public university and nearly $28,000 in private schools. Maybe this amount does not really faze you when you have plenty of money or you already have some educational savings plan years ago. But what if the opposite is true?Here are a number of tips or ideas on how you and your child can save money for college.Allow your child to help. There are many ways in which your child can be of help to finances. It would just involve the right attitude and motivation. Taking on summer jobs can be a good start.Apply for grants. Educational grants would not ask for any repayment. Here are 2 of them: The Academic Competitiveness Grant, which presents up to $1,300 for students who have completed an intensive high school degree; and the National Science and Mathematics Access to Retain Talent, or SMART, that offers up to $4,000 for undergraduates who have majors in life, computer, and physical sciences, technology, math, foreign language (for national security), and engineering.Chase Scholarships. There are numerous local organizations in your area that offers scholarships and you can also surf the internet for websites which could help you know more about scholarship offers for your child such as FinAid, the Financial Aid Resource Center, and the College Board.Have Access to Loans. Loans can be a burden in the long run, but if it is unavoidable, choose subsidized loans if you can. The federal government has education subsidy loans. You can check the details on the following websites: U.S. Department of Education’s Federal Student Aid Information Center. Or you can consider student loans at popular websites that offer student loans. These websites search beyond history of credits and would scrutinize the students’ grade averages, tests scores, and programs of study before they give out loans.Time your FAFSA application carefully. The Free Application for Federal Student Aid (FAFSA), program can assists you in securing federal grants and different kinds of state aid. Each family is usually expected to complete the forms not later than January so that it could be effective for the upcoming year.The financial burden of a college education will be manageable once you know what to do; the above listed steps can help make your college education dream come true.